How to Invest in Real Estate Using an IRA

Unlock Passive Income—Invest In Real Estate Using Your IRA

If you're a busy professional looking to diversify your retirement portfolio and build long-term passive income, there’s a strategy you should know: invest in real estate using your IRA.

By using a Self-Directed IRA (SDIRA), you can invest in high-performing real estate assets—without becoming a landlord, dealing with tenants, or sacrificing your free time.

What is a Self-Directed IRA?

Unlike traditional IRAs, a Self-Directed IRA allows you to invest in alternative assets like:

• Real estate

• Private placements

• Real estate syndications

• REITs and more

This flexibility opens the door to passive real estate investing while keeping the tax advantages of a retirement account.

Why It Works for Busy Professionals

Most professionals don’t have time to find, finance, and manage rental properties. With an SDIRA, you can invest in professionally managed multifamily properties that generate income while you focus on your career and family.

Benefits include:

• ✅ Diversified retirement portfolio

• ✅ Tax-deferred or tax-free growth

• ✅ Steady passive income

• ✅ Zero property management headaches

4 Steps to Get Started

1. Open a Self-Directed IRA: Choose a qualified custodian that supports real estate.

2. Fund Your Account: Transfer or roll over from an existing IRA or 401(k).

3. Select a Passive Investment: EagleCap offers real estate syndications designed for SDIRAs.

4. Direct the Investment: Work with your custodian to complete the paperwork and fund the deal.

Know the Rules

While powerful, SDIRAs come with IRS rules to avoid:

• No “self-dealing” (you can’t live in or personally use the property)

• Transactions must go through the SDIRA, not your personal bank account

• Avoid transacting with family members or “disqualified persons”

Don’t worry—our team will help you stay compliant every step of the way.

Is It Right for You?

If you want to grow your retirement portfolio with passive real estate income—and you’d rather partner with experts than manage properties yourself—investing through an SDIRA could be your smartest move yet.

Schedule a Free Strategy Call with our team at EagleCap Legacy Wealth Partners.

We’ll walk you through how to use your SDIRA to invest in real estate syndications that match your goals—without the stress of managing a property.